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financial health quiz

Are you close to achieving your financial future?

Are you close to achieving your financial goals? How close are you to achieving your bright financial future? Assess it by answering the SmartHer Change financial future quiz.

Smart Her Change financial future quiz
Budgeting
I have financial goals that are both short term (over the course of 3 years, like purchasing a car) and long term ( over the course of 10years, like children’s education)which I have a regular automated transfer to my savings or investment account
Emergency Fund
I have set aside funds to cover3-month -no- frills essential living expenses like rent, food.
Debt
I know exactly how many loans (e.g. credit card debt, outstanding after pay balances, wage advance loan) I have with different financial institutions, as well as the interest rate of each debt
Net Worth
I know my net-worth, i.e. the total value of all my belongings if I was to sell them all today (e.g. saving accounts, shares, resale value of my car, including my super balance Less all my loans)
Extra Income
With my unique gifts and talents, I know how to start a side-hustle/ business to increase my income and am aware that there are skills and concepts that I should consider and learn.
Investing
I know: I should invest to increase my net worth, The amount of money I have available to invest, The types of investment I should pursue having considered my risk profile(e.g. shares, Exchange Traded Funds, wide range of shares)
Property
I know how to select a property that gives me good capital growth and will attract good tenants, and that it will not be one that I will regret purchasing.
Insurance
I have adequate insurance coverage, to cover eventualities like death, disability, health, car, home as I have estimated the financial needs of my family
Superannuation/ Retirement
I know my superannuation accounts balances and am able to estimate the number of months that I can live relying solely on all these super balances. This is calculated by dividing the total of my retirement balances by my monthly living expenses
Estate Planning
I have signed and securely stored my enduring power of attorney, medical power of attorney, wills and binding death nominations for my superannuation funds.
Financial Advisor
I have the financial knowledge to objectively assess plans provided by professional financial advisors in respect to my risk profile and my financial goals.
This field is for validation purposes and should be left unchanged.

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